Important Legal Information

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained herein.

Any reliance you place on such information is therefore strictly at your own risk. Before making any investment decisions, we strongly recommend consulting with qualified financial professionals who can assess your individual circumstances and provide personalized advice.

Limitation of Liability

To the fullest extent permitted by Australian law, we disclaim all liability for:

• Any direct, indirect, incidental, or consequential damages arising from your use of our services
• Any losses resulting from investment decisions made based on information provided through our platform
• Any technical issues, system failures, or interruptions to our services
• Any third-party content, links, or services referenced on our platform

Information Accuracy

While we strive to provide accurate and up-to-date information, financial markets and regulations change rapidly. We cannot guarantee the accuracy, completeness, or timeliness of all information presented on our platform.

Users are responsible for verifying any information before making financial decisions. We recommend cross-referencing our content with official regulatory sources and consulting with licensed professionals.

Professional Advice Disclaimer

Our subscription service provides general financial planning guidance and educational content. This does not constitute personalized financial advice tailored to your specific circumstances.

• We are not licensed to provide specific investment recommendations for individual securities
• Tax implications of investment strategies may vary based on individual circumstances
• Estate planning and insurance considerations require specialized professional consultation

External Links and Third-Party Content

Our website may contain links to third-party websites and services for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of these external sites.

Any transactions or interactions with third-party services are solely between you and the third party. We encourage you to review the terms and conditions of any external sites before use.

Results and Performance Disclaimer

Financial planning outcomes depend on numerous factors including market conditions, individual circumstances, and implementation of strategies. We cannot guarantee specific results from following our guidance.

Individual results may vary based on personal circumstances and market conditions.

• Market volatility and economic conditions beyond our control
• Individual risk tolerance and investment timeline differences
• Variations in implementation and adherence to planning strategies

User Indemnification

You agree to indemnify and hold harmless Agencyflornivo, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Jurisdiction and Governing Law

This disclaimer and your use of our services are governed by Australian law and regulations.

We encourage resolution of disputes through direct communication before pursuing legal action

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time. Changes will be posted on this page with an updated revision date. Continued use of our services after changes constitutes acceptance of the updated terms.

Severability

If any provision of this disclaimer is found to be unenforceable, the remaining provisions will continue in full force and effect.

Contact Information for Legal Matters

For questions about this disclaimer or legal matters, please contact: